1. Introduction
Total Worth Tracker ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services located at totalworthtracker.com (the "Service").
By accessing or using our Service, you agree to this Privacy Policy. If you do not agree with the terms, please do not access the Service.
2. Information We Collect
2.1 Information You Provide
- Account data: Name, email address, and password (hashed and salted)
- Investment data: Investment amounts, asset names, purchase dates, returns — entered by you
- Payment data: Billing is processed entirely by Razorpay. We do not store your card numbers, UPI IDs, or bank account details
2.2 Automatically Collected Data
- Log data: IP address, browser type, pages visited, time spent
- Device information: Operating system, screen resolution
- Cookies: Session management and authentication only — no advertising trackers
3. How We Use Your Information
- To provide, operate, and improve the Service
- To authenticate your identity and manage your account
- To process payments via Razorpay
- To send transactional emails (subscription confirmations, password resets)
- To comply with legal obligations
- To detect and prevent fraud or abuse
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
4. Data Storage & Security
Your data is stored on secure servers. We implement industry-standard security measures including:
- HTTPS / TLS encryption for all data in transit
- Passwords stored using bcrypt hashing — never in plain text
- Database access restricted to authorised systems only
- Regular security reviews
While we take all reasonable steps to protect your data, no method of transmission over the internet is 100% secure. You use the Service at your own risk.
5. Third-Party Services
We use the following third-party services:
- Razorpay: Payment processing — governed by Razorpay's Privacy Policy
- Yahoo Finance API: Live stock and fund price data — no personal data shared
6. Your Rights
You have the right to:
- Access the personal data we hold about you
- Correct inaccurate data
- Request deletion of your account and all associated data
- Export your investment data at any time
- Withdraw consent by cancelling your subscription
To exercise any of these rights, email us at support@totalworthtracker.com.
7. Data Retention
We retain your data for as long as your account is active. Upon account deletion request, your personal data and investment records are permanently deleted within 30 days. Billing records may be retained for up to 7 years as required by Indian financial regulations.
8. Children's Privacy
Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal data, please contact us immediately.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by email or via a prominent notice in the Service. Your continued use of the Service after changes constitutes acceptance of the updated policy.
10. Contact Us
For privacy-related queries, please contact:
Total Worth Tracker