Legal Document

Shipping & Delivery Policy

Last updated: April 17, 2026 · Effective immediately

Key Information

  • Total Worth Tracker is a 100% digital service — no physical goods are shipped
  • Service access is delivered instantly after successful payment
  • There are no shipping charges of any kind
  • Access is granted via your registered email address

1. Nature of the Service

Total Worth Tracker is a Software-as-a-Service (SaaS) product — a digital subscription platform. No physical product is manufactured, packaged, or delivered. The term "Shipping & Delivery" in the context of our service refers to the instant granting of access to the software platform following a successful subscription payment.

2. Service Delivery

2.1 Delivery Timeline

Upon successful payment via Razorpay, access to Total Worth Tracker is granted immediately and automatically. You do not need to wait for any confirmation. The timeline is instant — 0 minutes.

2.2 How Access is Delivered

  • Payment is processed by Razorpay and confirmed in real time
  • Your account is upgraded to "Active Subscriber" status automatically
  • A subscription confirmation is sent to your registered email address
  • You can log in to totalworthtracker.com immediately with full access to all features

2.3 Delivery Location

The service is accessible from any device with a modern web browser and internet connection. There are no geographic delivery restrictions for Indian users.

3. Delivery Failure & Delays

In exceptional cases, access may not be granted immediately due to:

  • Payment gateway processing delay (usually resolved within 15 minutes)
  • Bank-level payment hold or verification (up to 24 hours in rare cases)
  • Our server maintenance or downtime

If your payment was deducted but you have not received access within 2 hours, please contact us at support@totalworthtracker.com with your payment reference number. We will resolve the issue promptly.

4. Subscription Renewal Delivery

When your subscription auto-renews:

  • Access is seamlessly continued — there is no interruption in service
  • A renewal confirmation email is sent to your registered email address
  • No action is required from you for renewal delivery

5. No Physical Shipping

Total Worth Tracker does not:

  • Ship any physical products, cards, or documents
  • Require you to provide a shipping address
  • Charge any shipping, handling, or delivery fees
  • Use any courier, postal, or logistics partner

6. Contact Us

If you have not received access after payment:

Total Worth Tracker

Email: support@totalworthtracker.com

Please include your Razorpay payment ID or transaction reference in your email.